Total and Permanent Disability (TPD) Claims Lawyers in Victoria
If illness or injury has left you unable to work, you may be entitled to a lump sum payment through your superannuation. At Bastion Legal, we help everyday Australians secure their entitlements and provide clear guidance through the claims process.
What Is TPD?
A superannuation insurance benefit that pays a lump sum if you can’t work again.
Other Benefits
May include income protection, early access to super, or terminal illness benefits.
Eligibility
Covers both physical and mental health conditions, even if not work-related.
How We Help
No win, no fee. Direct access to your lawyer from start to finish.
Understanding TPD and super claims
Total and Permanent Disability (TPD) insurance is often included in your superannuation, yet many people don’t realise it until they need it most. A successful claim can provide a lump sum payment to cover living expenses, medical costs, or secure your financial future.
You may also be entitled to other benefits, such as:
Monthly income protection payments
Early release of your super balance
A terminal illness benefit if you’ve been diagnosed with a life-limiting condition
These benefits are separate from WorkCover or TAC claims, meaning you may still be eligible even if your injury or illness wasn’t caused by work or a transport accident.
Can you make a claim?
You may be able to make a TPD or superannuation claim if:
You can no longer work in your usual role, or any job you are reasonably qualified for.
You had insurance cover through your super fund at the time you stopped working.
You have a diagnosed physical or psychological condition such as depression, anxiety, chronic fatigue, cancer, or degenerative illness - that affects your ability to return to work.
Importantly, TPD insurance covers both sudden injuries and illnesses that develop gradually. Even if your condition is not work-related, you may still have a valid claim.
FAQ
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Typically, medical evidence from your treating doctors or specialists, your employment history, and insurance documents. We help gather and prepare all required evidence.
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Yes. TPD claims can cover illnesses and injuries that are not caused by your employment, including conditions that develop gradually.
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Timeframes vary depending on your fund and insurer, but most claims take several months. Having a lawyer speeds up the process and helps avoid unnecessary delays.
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In most cases, no. TPD compensation is generally separate from WorkCover, TAC, and Centrelink benefits.
How we can help…
At Bastion Legal, we take the stress out of the TPD process. We know how insurers and super funds assess claims, what evidence they look for, and how to push back when payments are delayed or denied.
When you work with us:
Your case is handled start to finish by an experienced lawyer.
We cover all upfront expenses, including medical reports and assessments.
You’ll never be passed around, you’ll have direct access to your lawyer.
We act on a No Win, No Fee basis, with fixed-fee options available for some claims.
Our role is simple: protect your rights, maximise your entitlements, and guide you every step of the way with compassion and clear advice.
“Dean is by far the most caring and professional lawyer I have ever met…”
This review is to all injured workers in Victoria. I would like to say, there is one and only one law firm that genuinely cares about workers and their rights principal lawyer. Dean is thorough, honest and explains everything in detail. The best outcomes only come from the best in the business. Dean, thank you for all your hard work, and for the result you achieved in my case.
- Raymond
Contact us
Superannuation and TPD claims involve complex rules, forms, and medical evidence. If you are unable to work and unsure about your rights, we can help you understand your options and take the stress out of the claims process.
Contact Bastion Legal today for a free consultation. There are no upfront costs and no legal fees unless we win your claim.
